Free calculators checked against 2026 CPF, MAS, and HDB rules — income, CPF, car loans, housing — plus a CV check. Enter your figures once, get a straight answer, no account needed.
Pick where you're at, or just browse everything. Every calculator works the same way — enter your figures, get a straight answer.
First job, first payslip, building the savings habit
BTO, marriage, first car — building toward a household
Kids' expenses and supporting parents, often at the same time
CPF LIFE, downsizing, and when to actually stop working
See where your salary actually goes, line by line — and what's left over.
Open calculator →Know exactly what lands in your OA, SA, and MediSave — plus retirement projections and top-up comparisons (including topping up your parents' CPF).
Open calculator →Work out your real monthly instalment, LTV cap, downpayment, plus lease-vs-buy.
Open calculator →Check what you can actually borrow — BTO, resale, or private property.
Open calculator →BSD and ABSD before you commit — the tax bill first-time buyers forget to budget for.
Open calculator →Estimate your tax bill with IRAS's progressive rates, CPF relief worked out automatically.
Open calculator →See which HDB grants you may qualify for — EHG, Family Grant, and Proximity Grant.
Open calculator →A quick, honest check on your resume — plus a JD fit score and job-offer scoring.
Open calculator →The full picture — income, CPF, and expenses, mapped to your retirement.
Open calculator →The everyday calculators stay free forever — no need go queue, no need call hotline. We only charge for the deeper stuff: reports that pull together numbers you'd otherwise have to gather yourself, checked against the same 2026 rules every time.
Income vs. spend, CPF contributions, car loan instalments — quick answers to the questions you check often.
CPF LIFE payouts, retirement runway, HDB scenarios — checked against the same 2026 CPF/MAS/HDB rules every time, combining numbers you'd otherwise gather from five different places.
Built plainly enough for someone starting their first job, and precise enough for someone planning retirement.