CHOP. provides calculators, estimates, and informational content covering topics such as CPF, car loans, property affordability, and resume review. Everything on this site is for general informational purposes only and does not constitute financial, legal, tax, property, career, or professional advice of any kind. Figures produced by our calculators are estimates based on publicly available formulas and rates at the time of writing — they are not a quote, offer, or guarantee from any bank, CPF Board, HDB, or other institution.
While we make reasonable efforts to keep rates, formulas, and rules up to date, government policies, bank rates, and regulations change over time. We do not guarantee that any figure, projection, or result on this site is current, complete, or error-free. You should independently verify any figure with the relevant official source (e.g. CPF Board, HDB, MAS, your bank, or a licensed professional) before relying on it for any decision.
Using CHOP. does not create a financial advisory, legal, tax, or career counselling relationship between you and Chop!Stamp!Confirm! (the company behind CHOP.). Our tools are not a substitute for advice from a licensed financial adviser, lawyer, accountant, mortgage broker, or career coach. For decisions with real financial or legal consequences — such as taking a loan, buying property, or CPF planning — please consult an appropriately licensed professional.
To the fullest extent permitted by law, Chop!Stamp!Confirm! and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Our total liability to you for any claim arising from your use of the site or any paid feature shall not exceed the amount you paid us for the relevant service in the 3 months preceding the claim.
Payments for premium features are processed by our third-party payment provider (HitPay). We do not store your card or bank details. Premium reports and outputs are generated based on the information you provide — we are not responsible for outputs that are inaccurate due to incorrect or incomplete information entered by you. Refund requests can be sent via the Feedback button on any page.
Our CV check, resume polish, and job-fit analysis tools are provided to help you improve your application materials. We do not guarantee any specific outcome, including interview invitations, job offers, or applicant tracking system (ATS) results. Feedback is generated using automated heuristics and/or AI tools and should be treated as suggestions, not professional resume-writing or career-counselling advice.
Free calculators process your figures locally in your browser — we do not store or transmit this data to our servers. Where a paid feature requires processing on a server (e.g. AI-assisted CV rewriting), we only use the information you submit to generate your requested output, and do not sell or share your personal data with third parties beyond what's required to deliver the service (e.g. our AI and payment providers).
We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.