Tool 06 — Premium
Financial Planner
Everything else on CHOP. looks at one number at a time. This one puts them together — your income, CPF, and expenses — into a single retirement picture.
🗓 Figures current as of August 2026 — rates change most years, check before relying on this for a major decision
📗 Income & Spend
+ 🏦 CPF Balances
+ 🏠 Housing Costs
= 🧭 Retirement Outlook
★ Premium
Your full retirement picture
Enter your income, spending, CPF balances, and property situation once — get one report instead of piecing it together across five different calculators, checked against the same 2026 CPF/MAS rules used everywhere else on this site.
Income & savings
CPF
Housing
🔒
Unlock your full report: a retirement adequacy score, a projected CPF LIFE payout, how your current savings rate compares to your target, and the top 3 changes that would move the needle most.
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SGD 14.90–19.90 one-time, or SGD 4.90/month for updates